Roof Replacement Cost & Contractors | FindMeARoofer.com
🏠 Most Common Roofing Service
Full Tear-Off & New Installation

Roof Replacement
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What's Included

What Does a Full Roof Replacement Include?

A full residential roof replacement includes complete removal of all existing roofing layers, structural deck inspection, new underlayment system, and finished shingle or metal roofing installation. Every component from the deck up is replaced — not patched over — giving you a predictable service life and a manufacturer warranty that is only valid on a clean installation.

FindMeARoofer partner contractors provide written itemized estimates covering every line item below before any work begins. No surprises, no verbal-only quotes.

🔨 Complete Tear-Off

All existing shingles and underlayment stripped down to the bare wood deck. Debris tarped and hauled away same day.

🪵 Deck Inspection

Every deck board inspected for rot, delamination, and soft spots. Damaged boards replaced at a documented per-board rate before anything goes on top.

🛡️ Ice & Water Shield

Self-adhering membrane installed at all eaves, valleys, and penetrations — the second line of defense if shingles are ever breached.

📋 Permit Pulled

Your contractor pulls the building permit — not you. Inspection scheduled and closed before project is considered complete.

🔩 All Flashing Replaced

Chimney, skylight, pipe boot, wall, and valley flashing replaced on every project. Reusing old flashing is the #1 source of post-replacement leaks.

✅ Written Warranty

Manufacturer material warranty (25–30 years) plus contractor workmanship warranty (2–10 years) in writing at project completion.

Why FindMeARoofer

Why Does FindMeARoofer Only Match You With One Contractor?

FindMeARoofer sends your contact information to exactly one pre-vetted contractor — not to a pool of five competing companies. Every other lead service works by selling your number to multiple contractors simultaneously, which is why your phone rings all afternoon after you submit a form anywhere else on the internet.

Every FindMeARoofer partner contractor is verified before joining the network for: active state or county roofing license, $1M+ per-occurrence general liability insurance, active workers compensation coverage, zero open BBB complaints, and documented homeowner reviews. Verification is reviewed on a 90-day cycle.

⚠️ Before hiring any roofing contractor — verify their license at your state's licensing board website. Wisconsin: licensesearch.wi.gov · Minnesota: dli.mn.gov · Michigan: michigan.gov/lara · Illinois: Chicago DOB only · Indiana: county-level only. All FindMeARoofer contractors are pre-verified for you.

Pricing

How Much Does Roof Replacement Cost?

Roof replacement costs $6,800–$12,200 for a standard 1,500–2,500 sq ft home, installed with architectural asphalt shingles. Three variables explain most of the range: local labor market, material grade, and deck condition discovered during tear-off.

Average Replacement Cost by Market — Arch. Shingles
City / MarketLowHigh
Milwaukee, WI$7,100$9,600
Chicago Metro, IL$8,000$11,200
Minneapolis, MN$7,800$10,600
Detroit Metro, MI$7,200$9,800
Indianapolis, IN$7,200$9,700
Carmel / Hamilton Co., IN$8,200$11,800

Deck replacement adds $1,200–$3,800 if needed. Class 4 shingle upgrade adds $800–$1,400 but qualifies for 18–32% insurance premium discounts in hail-corridor markets. Permit adds $140–$380 depending on county — confirm it is included in your estimate.

A significantly lower quote almost always means something is excluded — most commonly the permit, flashing replacement, or deck replacement provision. Your matched contractor's written estimate itemizes every component so you can compare accurately.

The Process

How Does the Roof Replacement Process Work?

Roof replacement proceeds in four sequential phases — each dependent on the previous — with your contractor responsible for scheduling, permits, materials, and cleanup.

1

Tear-Off & Debris Removal

All existing shingles, underlayment, and old flashing stripped and loaded for disposal. Tarps protect landscaping, siding, and HVAC equipment during removal. Typically completed by midday on Day 1.

2

Deck Inspection & Repair

Every deck board examined for rot, soft spots, and delamination. Damaged boards replaced at the agreed per-board rate documented in the estimate. Written board count provided before repair begins.

3

Underlayment & Ice Shield

Synthetic underlayment rolled over the full deck. Ice-and-water shield installed at all eaves, valleys, skylights, and chimneys per local building code requirements — minimum 24" inside the interior wall line in most Midwest jurisdictions.

4

Shingles, Flashing & Final Inspection

New shingles installed from eave to ridge with manufacturer-specified nail patterns. All flashing installed new — never reused. Ridge cap completed. Building inspection scheduled and passed. Final walkthrough with homeowner before balance is due.

Real Homeowner Reviews

What Do Homeowners Say About FindMeARoofer?

"I was dreading the process — last time I asked for quotes online my phone didn't stop ringing for three days. FindMeARoofer sent me one contractor. He showed up when he said he would, gave me a written estimate same day, and the crew finished our full tear-off and replacement in two days. Zero hassle."

Jennifer R. — Milwaukee, WI · Architectural shingle replacement · May 2026

"Storm took off about a third of our roof in April. The contractor FindMeARoofer matched us with documented every impact mark and met our State Farm adjuster on the roof. Claim approved for full replacement. The process was smoother than I expected — I barely had to do anything once the match was made."

Marcus T. — Indianapolis, IN · Insurance claim replacement · April 2026

"We were quoted $11,400 by the first company we called. The contractor from FindMeARoofer came out, did a proper estimate, and came in at $8,900 for the same scope — architectural shingles, full flashing replacement, permit included. 20-year workmanship warranty in writing. Highly recommend the service."

David & Amy K. — Naperville, IL · Full replacement · March 2026

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Roofing Materials

What Roofing Materials Are Available for Replacement?

Your matched contractor presents all material options with installed pricing during the free estimate. The right material depends on your budget, local climate, and whether insurance discounts apply to your market.

📐

Architectural / Dimensional Shingles

25–30 year rated life. Best value for most homeowners. Available in 40+ colors. $7,000–$10,600 installed for a standard 2,000 sq ft home. The right choice for most residential replacements in most markets.

🏅

Class 4 Impact-Resistant Shingles

UL 2218 Class 4 rated. Qualifies for 18–32% insurance premium discounts with Indiana Farm Bureau, State Farm, and Pekin Insurance in Midwest hail-corridor markets. Upgrade adds $800–$1,400 over architectural shingles — typically recovered in 14–22 months through annual premium savings.

⚙️

Metal Roofing

40–70 year lifespan. Standing seam and steel panel options. $11,000–$22,000 installed. Ideal for lake-effect snow markets (Grand Rapids MI, South Bend IN) and premium homes in Carmel IN and Naperville IL where long-term ROI justifies the premium.

See the full Class 4 shingle insurance discount guide for ROI calculations by market and carrier.

Service Coverage

What Areas Does FindMeARoofer Serve for Roof Replacement?

FindMeARoofer matches homeowners with licensed replacement contractors nationwide, with highest partner contractor density currently in Wisconsin, Illinois, Minnesota, Michigan, and Indiana. Coverage is expanding to all 50 states.

Also see: 2026 Midwest Roofing Cost Guide for city-level pricing and how to verify a contractor license in your state.

Frequently Asked Questions

What Are the Most Common Roof Replacement Questions?

Roof replacement costs $6,800–$12,200 for a standard 1,500–2,500 sq ft home nationwide. Three factors drive variation: local labor market (Chicago metro runs 20–30% above the national average), material selection (Class 4 shingles add $800–$1,400; metal roofing adds $3,000–$6,000), and deck condition discovered during tear-off, which adds $1,200–$3,800 when boards require replacement.
A full roof replacement includes complete tear-off of all existing shingle layers, inspection and replacement of damaged deck boards, installation of synthetic underlayment across the full deck, ice-and-water shield at eaves and valleys per local building code, new shingles or roofing material, replacement of all flashing at chimneys and penetrations, and final ridge cap and ventilation completion. Debris haul-away and building permit are included with all FindMeARoofer partner contractor estimates.
A standard 1,500–2,000 sq ft residential replacement takes 1–2 full days. A 2,500+ sq ft two-story with multiple dormers, valleys, and penetrations typically takes 2–3 days. Deck replacement adds 4–8 hours depending on extent. Weather holds are the primary extension factor. Your matched contractor provides a written completion timeline with the estimate.
Replace when the roof is 20+ years old, damage appears in multiple locations, granule loss is widespread across 30%+ of the surface, or repair costs exceed 40% of replacement cost. Repair when the roof is under 15 years old, damage is isolated to one area, and less than 25% of the surface is affected. Your matched contractor provides a written comparison of both options with cost projections during the free estimate.
Two warranties apply: the manufacturer material warranty (25–30 years for architectural shingles; lifetime for premium lines) and the contractor workmanship warranty (typically 2–10 years depending on contractor). All FindMeARoofer partner contractors provide written workmanship warranties on every replacement project. Ask specifically for the warranty document before signing the contract.
Homeowners insurance covers replacement when damage results from a covered peril — storm, hail, wind, tornado, or ice dam collapse. Normal aging and wear are excluded. Your matched contractor can assess storm damage, document it for your adjuster with time-stamped photographs and a written damage scope, and coordinate directly with your insurance carrier's field adjuster.
Architectural asphalt shingles ($7,000–$10,000 installed for a standard home) are the most common choice, offering 25–30 year rated life at the best value-to-performance ratio. Class 4 impact-resistant shingles add $800–$1,400 but qualify for 18–32% insurance premium discounts in high-hail markets. Metal roofing (standing seam or steel panel) costs $11,000–$22,000 and lasts 40–70 years.
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